Insurance in Spain
MAPFRE health insurance in Spain in German
The German-language MAPFRE documents describe both plans with a contractual network of doctors and clinics as well as health insurance with reimbursement and free choice of doctor. Here you will find the differences explained briefly.
Two fundamentally different paths
The available MAPFRE documents describe two types of health insurance: access to a contracted network of doctors and clinics, or reimbursement cover with free choice of doctors and hospitals.
| Model | According to the brochure | Interesting for whom? |
|---|---|---|
| Doctors and clinic network | More than 40,000 doctors and 270 health centres; The brochure differentiates between Supra, Plus and Tú e-liges according to the scope of services and additional payment. | For people who want access to a large network of contracted healthcare providers. |
| Reimbursement of costs | Free choice of specialists and hospitals worldwide; According to the brochure, up to 80% reimbursement for outpatient medical bills and up to 90% for hospital bills. | For people for whom freedom of choice of doctor and clinic is particularly important. |
Which services are mentioned in the documents?
The brochures mention, among other things, primary care, specialist care, inpatient treatment, emergency help abroad and medical telephone advice. Depending on the product, additional services and optional components are also listed. However, the specific current plan is always decisive.
What should you check before taking out a policy?
Health declarations, waiting periods, exclusions and policy-specific co-payments may also be relevant. Check these against the specific quote and policy terms before taking out cover.
Official product information
MAPFRE health insurance brochures in German
Document status: July 2022. Current services and conditions may vary.
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General guide
You can find a classification of the Spanish system and general information on our page Health insurance in Spain.